Online Therapy That Takes Insurance

When you decide to work with a therapist, it can be overwhelming. There are many options, and you may not know which one to pick. It's okay to explore your options and choose which one works for you. You can also ask your insurance company if they have any recommendations, though not all insurance companies offer this.

If you don't have insurance coverage, there are low-cost options available. You can find a local therapist in your area, or you can search the network of online therapists here at BetterHelp and find the perfect fit for you. Whatever you choose to do is up to you, but there are so many online therapists and mental health professionals that are here to support you and your individual needs in a comfortable and convenient setting. Online therapy is available to you anywhere that you have access to a reliable internet connection. It might be hard to know where to start if this is your first time seeing a therapist.

If you have health insurance coverage that covers behavioral health services, you can start there. Look for a therapist that's covered by your health insurance plan by calling your health insurance company or searching online to see what therapists take your health insurance. There are many options when it comes to finding a therapist even without an insurance company. They probably get a lot of requests for therapy referrals and can help find you a therapist in your area. If you don't want to see a local therapist and would prefer to talk to someone online such as an online therapist, online therapy is always an option as well. Before we expand on that, let's talk about the benefits of seeing a therapist, whether they are an online therapist or in-person.

Due to the coronavirus pandemic, we are making online therapy sessions available for clients. An online therapy session is similar to an office visit, only instead of traveling to see your therapist you video conference with them from your home. Whether you are dealing with feelings of stress, anxiety, depression or other mental health issues related to or unrelated to the coronavirus, we can help. Our online mental health counseling service allows you to get the help you need without endangering your health. Therapy sessions are conducted via live video through Amwell's private, secure, HIPAA-compliant web or mobile app.

Amwell works with several health insurance plans, so visits may be covered by insurance. 7 Cups is an online counseling platform that matches you with a licensed therapist for ongoing professional relationship support. The service charges a flat fee of $150 per month for an unlimited number of messages exchanged through a private, HIPAA-compliant online chat room. While therapy services aren't delivered in real-time, couples have the opportunity to receive continuous therapy throughout the week instead of one session at a time, making it an affordable and convenient option. Finding affordable online counseling is critical for many people who cannot afford high out-of-pocket costs.

To help reduce the cost, ask about financial aid or promo codes. You can also choose a virtual therapy platform that offers a basic service, which tends to be more affordable. For example, opt for a plan that only provides messaging and audio services. Subscription plans with live video sessions are often the most expensive. HealthSapiens offers affordable online counseling with monthly subscriptions that are significantly cheaper than traditional therapy sessions.

Get multiple sessions every month, 24/7 access for immediate support and crisis intervention, and no hourly or per-visit fees. Utilize unlimited pre-clinical sessions with Master's level counselors or therapists as well as schedule sessions with professional counselors. HealthSapiens helps people suffering from a wide range of conditions, including anxiety, grief, PTSD, relationship issues, insomnia, mood disorders, and more. Some online therapy companies use a subscription model, which means that you pay a set amount per month for a set amount of services, such as messaging a therapist or a video therapy session. Subscriptions are usually more affordable, especially if you don't have good health insurance coverage. Growing Self offers online marriage counseling, including "Solution Sessions," with licensed therapists through video chat and by phone.

The fees for marriage counseling vary based on the education and experience level of the therapist. Income-based, sliding scale fees may be an option for couples who can't afford the full cost of therapy. Keep in mind that video therapy is backed by peer-reviewed research and closely mimics an in-person appointment, unlike text-based therapy services. We like that our top pick offers security and presents a unique interface that makes it feel most like a traditional therapy session.

But we can't guarantee you'll find the right therapist through the service. We suggest that you use our recommendations of the best online therapy platforms to look for a therapist, but that you not consider them to be the final word on which service will provide you with the best health care. Teladoc also offers individual talk therapy, but if you're primarily in need of couples counseling or family therapy, this isn't the service for you. Founded in 2009, Online-Therapy.com is a subscription service that links global users to qualified therapists trained in cognitive behavioral therapy. The platform offers unlimited messaging and weekly online counseling sessions through video, phone, and live text chat.

I hope more military spouses will realize their Tricare insurance covers online therapy. Going to an in-person counseling appointment can be a real challenge. Especially if you are stationed in a remote area, are a stay at home parent, or have limited access to transportation. Tricare health insurance benefits give military spouses the ability to receive support and work on emotional wellness from a secure video platform with a licensed therapist. If you're struggling with anxiety or depression or have a hard time with the constant transitions and changes you face as a military spouse, online therapy can help.

I recommend looking into online therapy using your Tricare benefits. Tammy is a Licensed Master Social Worker and received her degree from Stony Brook University. Throughout her career, she has been diligently serving the mental health population through her work in community rehabilitation services and providing therapeutic interventions to individuals, couples and families. Tammy has experience working with children, adolescents, young adults and adults with various mental health issues. Tammy engages her clients with empathy and support, which allows them to feel comfortable as they explore and process their internal and external stressors.

Through the use of cognitive-behavioral therapy , Tammy encourages clients to expand their thought process to perceive conflict in a healthier and more productive manner. Tammy has experience working with people with depression, anxiety, schizophrenia, personality disorders and mood disorders. More specifically, Tammy has helped clients with personal and environmental issues such as low self-esteem, unhealthy relationships, faulty thinking, societal pressures, substance use, family dynamics and trauma. Tammy's objective is to create a safe therapeutic environment that fosters openness, acceptance and growth. Online marriage counseling, also called couples therapy, helps married and unmarried couples resolve conflicts and improve their relationship by talking to a therapist through electronic means of communication.

Counseling services are generally provided by a licensed therapist known as a marriage and family therapist. These therapists are mental health professionals who focus specifically on relationships. Typical delivery formats include real-time chat, video conferencing, and internet phone. Online therapy — also called teletherapy, telepsychiatry, or online mental health counseling — is a way to deliver and receive mental health services via phone, messages, or video sessions. Appointments can take place live over video or phone or through a messaging platform and often occur weekly.

Online therapy providers offer a variety of plans, including single sessions and subscription-based services. Of the six video therapy services we tested, only Doctor On Demand requires all of its therapists to be psychologists with a doctoral-level degree, either a PhD or a PsyD. With so many stress-inducing situations creating new issues every day, Corona has forced insurance companies to reassess how they cover mental health issues. Ultimately, it is the decision of the insurance company and not the online therapy service whether or not to cover your therapy. But some sites work more closely with the insurance companies than others.

My aim is to facilitate mental and emotional growth, but to also help you develop the skills to become your own therapist. Common issues I work with are anxiety, depression, self-hatred, compulsive behaviors, substance use issues, lack of purpose, and relationship difficulties. Generally, I work with people on a long-term basis to facilitate a deeper, more sustainable level of transformation, but I also work with people with specific issues for a brief period of time. If your health insurance offers PPO out-of-network benefits, you can get reimbursed for your sessions. I recommend meeting once a week, but we can tailor the frequency according to your emotional and financial needs. Taking an honest look at ourselves is not for the faint of heart.

I use my personal experience as a client and my extensive training as a psychotherapist to make what can seem like a strange process feel as safe and user-friendly as possible. There are many types of therapy and specialists available depending on your specific mental health needs. For more serious clinical diagnoses, psychiatrists are licensed medical doctors who can prescribe and monitor medications as well as diagnose mental health conditions and provide some therapy. Tia is a modern medical platform offering healthcare to treat all of you, from your primary health needs to gynecological care.

In addition to in-person services in NY, CA, and soon AZ, Tia also has virtual mental health services through the Virtual Tia Clinic. Tia accepts select insurance plans from the likes of Aetna, United HealthCare, and BCBS – depending on your insurance plan, you may be fully or partially covered. The $15 monthly fee (or an annual option of $150) gets you access to its esteemed list of practitioners, participation with community events, and unlimited messaging with your integrative care team.

BetterHelp is among the largest, and certainly most recognized online therapy services in the world. Their platform connects users with licensed, professional therapists via video, phone, chat and messaging tools. Communication with the therapists takes place in the form of live sessions conducted as an ongoing dialogue via messaging and live virtual therapy sessions. Some platforms only offer single sessions with a therapist, while others provide a variety of subscription plans. In general, a live video chat session ranges from $90 for a 30-minute appointment to $200 for 50 minutes.

Appointments with a psychiatrist are often more costly than an online counseling session with a licensed therapist or psychologist. Therapy is a place where you spend a dedicated amount of time talking to a mental health professional. When you pursue therapy, you'll talk with a psychologist, a social worker, or perhaps a licensed marriage and family therapist. These professionals are there to help you work through any problems that you're experiencing in your life. It's your time to talk about what's going on with you as an individual.

You might go to therapy to treat mental health issues, or you might need to talk about the stressors in your daily life. Therapy can be conducted in a variety of ways, and different kinds of therapy will help different people. When you look for a therapist, you might come across professionals who practice psychodynamic therapy, CBT , DBT , or EMDR , which is used to treat trauma. It might take a couple of tries to find the right therapist and the most effective form of therapy for you. When you can't access a therapist in person, video appointments can be as effective. After putting in more than 75 hours of research over three years and trying appointments on six platforms, we recommend starting your search for an online therapist with Amwell.

MDLive has close to 40 million members in its network that have been helped through its secure phone and video telehealthcare services. The process is faster than traditional therapy, and you can usually book an appointment within a day or so. MDLive therapists can help you work through a huge range of mental health issues, including addiction, depression, eating disorders, grief, men's and women's issues, LGBTQ support, trauma, stress, and more. Other online companies do not work with insurance companies directly and they won't bill them for you. This means it is up to you to check and see if your health insurance plan will cover online therapy at all, including at out-of-network companies.

If they do, though, you'll need to file for reimbursement with a receipt that you obtain from the online therapy company. This type of therapy is usually paid for with health insurance. First, call your insurance company to make sure they cover online therapy. (They may call it something like teletherapy or telehealth services.) Most insurance providers have a listing of providers they cover.

If you're lucky, this list will include information about which therapists do online sessions. Otherwise, you can go the other way around—use online search tools like HelpProorPsychology Today to find someone who provides online therapy, and then check to see if they are covered under your insurance. I am a licensed clinical social worker with active licenses in both Florida and New York. For the past 12 years, I have worked at many private detoxes and rehab treatment centers. I have worked with both young and old populations on all such issues. I mostly tend to draw from the person-centered approach when in a therapeutic relationship with my clients.

I do this because I am a strong believer in meeting each client "where they are at" and to be a catalyst for each individual to progress through therapeutic self-discovery and become the best version of themselves. I also utilize Narrative, Strategic, and Existential approaches. Different modalities are employed to treat specific problems and issues. As we progress together, I will create a customized and specific approach that is uniquely tailored for you.

Cognitive-behavioral therapy is often employed to help clients to change their negative thinking patterns and or behaviors. Further, CBT allows people to identify their illogical ways of thinking so that they can learn better ways of coping with their life issues and stressors. Insurance coverage can also impact the cost of online marriage counseling. Some platforms and providers accept health insurance, while others don't.

However, many services that don't accept insurance for online counseling offer a sliding scale fee structure based on income. The fees for online marriage counseling vary depending on the platform. Some platforms charge clients a per-session fee that varies based on the provider and length of the session.

A live video chat with a therapist typically costs between $50 and $150 per session. Other platforms use a subscription-based pricing model that covers all available services. 7 Cups offers online counseling, including marriage counseling, as well as a number of free emotional support services for users. For $150 per month, clients can message with a licensed therapist continuously throughout the week instead of one session at a time. They can choose between HIPAA-compliant live video or phone call. Talkspace is another online counseling service that comes highly-rated by millions of users.

The site offers ongoing support for real-life issues, including depression, anxiety, and addictions. Talkspace creates an open environment where people can feel comfortable opening up, asking questions, venting frustrations, and airing fears that they wouldn't normally be able to express. And what's more, Talkspace partners with several insurance providers, including Alliant, Cigna, and more. Looking for compassionate, understanding, and professional therapists to help you deal with your emotional struggles? Rated one of the best online counseling services in the industry, BetterHelp is available for individuals, couples, and teens via SMS, chat, phone, and video sessions.

With over 10k licensed therapists, live and on-demand sessions, and affordable prices, there's every reason to turn to BetterHelp when your problems are getting too big to handle on your own. Some online therapy companies, such as Talkspace, have worked with health insurance companies in order to be in-network with various health plans. This means that you'll be able to pay less than the full out-of-pocket subscription or session fee. However, not every insurance company is accepted by these companies so be sure to check your eligibility before signing up. Launched in October 2020, Calmerry touts its individual therapy specializations, including LGBTQ-friendly therapy, grief counseling, and career counseling.

You have the flexibility to pay either weekly or monthly; those tentatively interested can pay $59.95 a week for a "Therapy Journey Start" plan. $359.96 per month ($89.99 a week) gets you four 30-minute live video sessions, in addition to the unlimited messaging with a guaranteed daily response. 7 Cups is both an app-based and web-based service, so couples can use a smartphone, computer, or tablet to access care. Providers offering unlimited access allow their users various forms of digital communication with their therapists.